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Livestock Insurance

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Alberta 4-H makes available information from two insurance carriers for 4-H clubs to review and offer to their members.

The Hartford

click here for the information sheet

The Hartford offers several all risk mortality insurance plans for 4-H clubs and individuals belonging to a club.The Hartford Insurance – Livestock Department offers the following options for 4-H Clubs and individual members.

  1. 4-H Show and Sale Coverage

This policy is designed to insure the club member suffers no unforeseen loss during the final and important aspect of their project – the marketing and sale of their animal.

    • Incoming transit, show and sale premises coverage: covers the animals in transit and while in the yards ate the sale site.
      1. Premium Rate - $2.00 per head

This rate applies to ALL animals consigned.

    • Outgoing transit coverage, transit coverage from the sale site to final destination.
      1. Premium Rate – cattle going direct to abattoir  - $2.00 per head (2 days after sale)
      2. Premium Rate – 30 Day after sale coverage      - $5.00 per head
        There is a $50.00 Minimum Policy Premium

The livestock are insured for their actual purchase value or Club sales average to a maximum of $2000.00 per head.

The individual club leader must contact our office before the sale date to arrange coverage.

  1. Club Calves Mortality Insurance

This policy is for individual club members to insure their club calf for losses due to accident, injury, sickness or disease. The animal’s condition and health must be verified by the club leader at the beginning of the policy.

  1. Rate with Five 10% Increases - 6.5% of value of purchase animal
  2. Rate with Ten 10% Increases  - 8.5% of value of purchase animal
  3. Rate with NO increases  - 5% of value of purchase animal
    4.                       

There is a $50.00 Minimum Policy Premium

Contact the Hartford Insurance office at:

#111-2116, 27th Ave. NE

Calgary, Alberta T2E 7A6

Telephone – 1-800-842-4933

Fax – (403) 291-3599

Email – kevin.cornforth@thehartford.com

 

CFI Insurance Group - Alberta 4-H Livestock Insurance Coverage 2009-2010

click here to download the complete information package and application forms

CFI Insurance Group - Alberta 4-H Livestock Insurance Coverage

CFI Insurance Group will again offer All Risks Mortality livestock insurance to recognized 4-H livestock clubs.  The coverage available is:

Beef, Dairy, & Bison Projects

(click here to download the application)

  • a nine-month term at 6% of the animals original value, with the value of the animal increasing 10% per month (designed for fattening stock).
  • a twelve-month term at 6% of the animals original value, but without increasing limits (designed for breeding stock)

  • post sale coverage is available as an endorsement to the policy if there may be a delay in shipping – application must be filled out and submitted.

Horse Projects

(click here to download the application)

  • a twelve-month term at 3% of the animals original value, but without increasing limits (designed for all horse projects except the market horse - meat project).

Canine Projects

(click here to download the application)

  • a twelve-month term at 9.0 % of the animals original value for females and  males.

If you have a request for a program not listed above please contact our office for quotation.

Stipulations:

  • To issue a policy, a minimum premium of $125.00 per club is required.

  • The club leader must certify the condition of the member’s animal to be sound and healthy at the beginning of the policy period (weigh-in day for fattening projects).  All calves must be weighted and the actual value on weigh day be calculated on the schedule sheet.  Round all values to the nearest dollar.  Misrepresentation of the actual weight and value may result in the policy and any claims being null and void.  The club leader will certify any losses occurring during the term of the policy.

Application

 

  • Please make sure that the application is dated the day of your weigh-in or inspection.

  • Applications should be sent to CFI Insurance Group within 30 days of club weigh-in or inspection.

  • Payment should be sent as one club cheque to CFI Insurance Group within 30 days of club weigh-in or inspection.

Claims

  • If losses should occur, contact CFI Insurance Group immediately for further instructions.

For more information contact:

CFI Insurance Group                          Attention :    Doug Kastelic, Claims

375, 13220 St. Albert Trail                 Telephone:   780-349-1072

EDMONTON AB  T5L 4W1                 Fax:                780-732-3607

For general information, please contact:    Monica Czech at 780-447-3276 or toll free 1-877-909-3276
Alberta